If you haven't started your taxes yet, you're out of time.  You need to start NOW.  Yes, right now.  Get off the blog and do your taxes.  We'll be here when you get back.

If you've already finished your taxes, make plans to use your refund wisely.  If you had to pay taxes, look at your budget to make sure you are saving enough money to pay them next year.

Also, take a few minutes to set up paper or computer files for your 2009 records.  Have a place to keep your receipts and important papers so that, next year, the challenge won't be finding what you need.