Christmas was more than 2 months ago. Do you know where your gift cards are?

Many people receive gift cards as Christmas presents. Sellers count on the fact that people will forget that they have them. That means that the sellers have the money and don't have to provide any services. It's almost pure profit for them and a complete waste for you.

I recommend gathering all of your gift cards together into one safe place so that you know where they are and you can access them easily. If you can't find them, you won't use them.

Once you know where they are, make plans to use them. If you know you aren't going to use them, re-gift or donate them. There's no point in throwing the money away.