Over the last few weeks, we've discussed de-cluttering your living space, your closets, and your kitchen. But there's one more kind of de-cluttering that can make your life much easier: de-cluttering your finances.

Since your taxes are done (unless you filed for an extension), now is a good time to take a look at your current financial situation. Here are some steps that might be beneficial:

• If you owed a lot in taxes or got a large refund, visit your human resources department to adjust your withholding either up or down. You can increase or decrease your exemptions and even choose to have extra funds withheld.
• Cancel extra credit cards that you don't use — especially all of those store-specific cards that you opened just to get a promotional discount.
• Consolidate bank accounts so that you don't have random accounts with tiny balances.
• Take a good look at your budget to see if there are any obvious cuts. If you've had the same cable or Internet or cell provider for a while, make a phone call to see if you can get a better deal. I did that last year and saved over $100 a month – an amount now transferred automatically to saving.
• Check your retirement savings, both the amount and how you have it invested. If your workplace offers impartial advising about retirement planning, take advantage of it. You can also visit www.choosetosave.org to see if your saving is on track.
• File away last year's tax records and make files for this year's records so that you have a place to file inportant receipts, etc.
• Cull outdated financial records and shred them.
• Get up to date on your contributions to college saving.
• Get a free copy of your credit report and make sure it's accurate.

This may seem like a lot, but you don't have to do it all at once. A few things each week can make a big difference.